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3 Month Debt Free Journey Update
Three months ago, Mark and I made the decision to start our debt-free journey in earnest. At the time, we had about $15,000 in credit card debt, about $100,000 in student loan debt between the two of us and $150,000 left on the mortgage. We traded in both of our Nissans (one of which was still being financed) for a fully paid off 2017 Toyota Prius, which reduced our car insurance costs, reduced our gas costs and got rid of our car payments. I will share more on our car purchase in an upcoming post. We stopped using the credit cards and planned to have them all paid off…
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Baby Step #2: Debt Snowball
Baby Step #2: Debt Snowball If the title didn’t give it away, we have officially hopped on the Dave Ramsey bandwagon. https://www.youtube.com/user/DaveRamseyShow Mark and I are getting married in December with plans to start a family in the next couple of years, but being in debt makes me uneasy. In addition to the mortgage we just acquired a few months ago for our condo, we have student loans and consumer debt to pay off. I am not as worried about the credit cards because we usually pay those off pretty quickly. I am, however, worried about the more than $100,000 in student loans that we have in total (yay! Master’s…
